[Data Engineering]
A bank wants to launch a low-rate credit promotion. The bank is located in a town that recently experienced economic hardship. Only some of the bank's customers were affected by the crisis, so the bank's credit team must identify which customers to target with the promotion. However, the credit team wants to make sure that loyal customers' full credit history is considered when the decision is made.
The bank's data science team developed a model that classifies account transactions and understands credit eligibility. The data science team used the XGBoost algorithm to train the model. The team used 7 years of bank transaction historical data for training and hyperparameter tuning over the course of several days.
The accuracy of the model is sufficient, but the credit team is struggling to explain accurately why the model denies credit to some customers. The credit team has almost no skill in data science.
What should the data science team do to address this issue in the MOST operationally efficient manner?
[Modeling]
A company needs to develop a model that uses a machine learning (ML) model for risk analysis. An ML engineer needs to evaluate the contribution each feature of a training dataset makes to the prediction of the target variable before the ML engineer selects features.
How should the ML engineer predict the contribution of each feature?
[Modeling]
A Machine Learning Specialist works for a credit card processing company and needs to predict which
transactions may be fraudulent in near-real time. Specifically, the Specialist must train a model that returns the
probability that a given transaction may fraudulent.
How should the Specialist frame this business problem?
[Data Engineering]
A technology startup is using complex deep neural networks and GPU compute to recommend the company's products to its existing customers based upon each customer's habits and interactions. The solution currently pulls each dataset from an Amazon S3 bucket before loading the data into a TensorFlow model pulled from the company's Git repository that runs locally. This job then runs for several hours while continually outputting its progress to the same S3 bucket. The job can be paused, restarted, and continued at any time in the event of a failure, and is run from a central queue.
Senior managers are concerned about the complexity of the solution's resource management and the costs involved in repeating the process regularly. They ask for the workload to be automated so it runs once a week, starting Monday and completing by the close of business Friday.
Which architecture should be used to scale the solution at the lowest cost?
[Data Engineering]
An online delivery company wants to choose the fastest courier for each delivery at the moment an order is placed. The company wants to implement this feature for existing users and new users of its application. Data scientists have trained separate models with XGBoost for this purpose, and the models are stored in Amazon S3. There is one model fof each city where the company operates.
The engineers are hosting these models in Amazon EC2 for responding to the web client requests, with one instance for each model, but the instances have only a 5% utilization in CPU and memory, ....operation engineers want to avoid managing unnecessary resources.
Which solution will enable the company to achieve its goal with the LEAST operational overhead?